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Cebu · Credit card deals

Which card gets you a discount in Cebu?

Credit card promos you can use in Cebu, from official bank sites, all in one place. Pick your banks, choose a category, and see what's on.

Last checked

My banks
Where
Category

77 deals

Metrobank
Nationwide29 days left
50%OFF

Domino's Pizza

50% OFF select medium and family-size pizzas

📍 Cebu branches

5 locations
  • Cebu IT Park
  • Mango Ave.
  • Pacific Mall
  • Paseo Arcenas
  • SM Seaside
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Oct 31, 2026View on Metrobank site ↗
BDO
Cebu only
Up to50%OFF

The Abaca Group

Up to 50% OFF with BDO Elite cards (40% at ABC Coffee & Abaca Tea Co.); 20% OFF with Gold and Classic cards

📍 Cebu (various, incl. Mactan)

10 locations
  • Abaca Baking Company
  • ABC Coffee
  • Abaca Tea Co.
  • Phat Pho
  • Tavolata
  • Maya
  • HWKR
  • The Bakery
  • HALINA
  • Spiaggia
When
Wednesday to Saturday, excluding holidays
Cards
BDO credit cards (Mastercard, Visa, Amex, JCB). Elite cards get the biggest discount.
Notes

Minimum bill and maximum discount vary per restaurant and card tier. See the full mechanics on the BDO page.

Until Nov 14, 2026View on BDO site ↗
Metrobank
Nationwide
Up to50%OFF

Active Hearing Center

Up to 50% OFF (50% hearing test, 10% products and services)

📍 SM Seaside Cebu

1 location
  • SM Seaside Cebu
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Nationwide
Up to50%OFF

OGAWA

Up to 50% OFF massage chairs and wellness products

📍 SM Seaside Cebu

1 location
  • OGAWA SM Seaside Cebu
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Dec 31, 2026View on Metrobank site ↗
BPI
Cebu only
50%OFF

The Noble Cebu Hotel

50% OFF room rates (Deluxe PHP 2,800 instead of 5,600)

📍 Cebu City

1 location
  • Grand Residences Cebu, Gov. M. Cuenco Ave, Kasambagan, Cebu City
When
Blackouts: Dec 24-25, Dec 30-Jan 1, Jan 16-17, Feb 6-7, Mar 25-27
Stay by
May 14, 2027
Cards
BPI credit and debit cards, Robinsons Bank credit and debit cards
Until Apr 14, 2027View on BPI site ↗
RCBC
Cebu only
50%OFF

Badian Island Wellness Resort

50% OFF room rates

📍 Badian

1 location
  • Zaragosa Island, Badian, Cebu
When
Blackouts: Dec 23-Jan 2, Feb 15-19, Mar 21-28
Stay by
May 15, 2027
Cards
All RCBC credit cards
Notes

2-night minimum in peak season. Book via salesreservations@badianwellness.com with a copy of your card and ID.

Until Apr 14, 2027View on RCBC site ↗
RCBC
Cebu only
Up to50%OFF

Jpark Island Resort & Waterpark

Stay 3 nights, pay 2; 50% OFF Pororo Park; 50% OFF Abalone dinner buffet

📍 Lapu-Lapu / Mactan

1 location
  • M.L. Quezon National Hwy, Maribago, Lapu-Lapu City
When
Stay blackout Dec 23, 2026 - Jan 2, 2027
Stay by
Aug 1, 2027
Cards
All RCBC credit cards
Notes

Reservation required.

Until Jul 31, 2027View on RCBC site ↗
Metrobank
Cebu only28 days left
Up to41%OFF

Mövenpick Hotel Mactan Island Cebu

Up to 41% OFF rooms; 20% OFF F&B; 10% OFF spa

📍 Lapu-Lapu / Mactan

5 locations
  • Rooms
  • The Sails
  • Lobby Lounge
  • The Forum
  • Spa del Mar
When
Blackout dates apply
Stay by
Nov 5, 2026
Cards
Most Metrobank credit cards, PSBank, PRIME debit
Notes

Booking ends Oct 30, 2026. Expiring soon.

Until Oct 30, 2026View on Metrobank site ↗
BDO
Nationwide
40%OFF

Max's Restaurant

40% OFF total dine-in bill

📍 Max's branches nationwide, incl. Cebu

Min spend
₱2,500
Max discount
₱2,000
When
Monday to Friday, excluding holidays
Cards
BDO credit cards (all brands). Excludes debit, corporate and installment cards.
Notes

Dine-in only, on regular-priced à la carte food. Not valid on take-out, delivery or Max's Corner Bakery. Branches aren't listed, so check with your Cebu branch.

Until Nov 20, 2026View on BDO site ↗
BDO
Cebu only
Up to40%OFF

bai Hotel Cebu

Up to 40% OFF

📍 Mandaue

1 location
  • Ouano Ave. cor. C.D. Seno St., Mandaue City
Cards
BDO credit cards (all brands) and BDO Mastercard/Visa debit cards
Notes

Advance reservation required: +63 32 888 2500, +63 947 894 8895 or fbreservation@baihotel.com.ph.

Until Dec 15, 2026View on BDO site ↗
BDO
Nationwide
Up to40%OFF

Waterfront Hotels

Up to 40% OFF rooms; 20% OFF dining

📍 Waterfront Cebu City & Waterfront Airport Hotel, Mactan

Also with:
  • RCBC: Up to 40% OFF rooms; 20% OFF dining, until Dec 30, 2026
2 locations
  • Waterfront Cebu City Hotel & Casino
  • Waterfront Airport Hotel & Casino, Mactan
Cards
BDO JCB Lucky Cat, JCB Gold and JCB Platinum only
Notes

BDO's page doesn't list the hotels. The Cebu properties are listed on RCBC's version of the same promo. Confirm when booking.

Until Dec 30, 2026View on BDO site ↗
RCBC
Nationwide
Up to40%OFF

Waterfront Hotels

Up to 40% OFF rooms; 20% OFF dining

📍 Waterfront Cebu City & Waterfront Airport Hotel, Mactan

Also with:
  • BDO: Up to 40% OFF rooms; 20% OFF dining, until Dec 30, 2026
2 locations
  • Waterfront Cebu City Hotel & Casino
  • Waterfront Airport Hotel & Casino, Mactan
Stay by
Dec 31, 2026
Cards
RCBC JCB credit cards
Notes

Reservation required. Cancel at least 3 days ahead.

Until Dec 30, 2026View on RCBC site ↗
Metrobank
Nationwide
35%OFF

LAC

35% OFF regular-priced supplements

📍 Cebu branches

3 locations
  • Ayala Center Cebu
  • SM City Cebu
  • SM Seaside
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Jan 31, 2027View on Metrobank site ↗
RCBC
Cebu only
Up to35%OFF

Tambuli Seaside Resort and Spa

Up to 35% OFF rooms; 15% OFF food and drinks

📍 Lapu-Lapu / Mactan

1 location
  • Tambuli Seaside Resort, Lapu-Lapu City
Stay by
Mar 15, 2027
Cards
All RCBC credit cards
Notes

Food discount needs a ₱5,000 minimum. ₱2,500/room peak surcharge during Holy Week, Halloween, Christmas/New Year and Chinese New Year.

Until Mar 14, 2027View on RCBC site ↗
Metrobank
Nationwide
30%OFF

Oxy Originals

30% OFF in-store and online

📍 SM Seaside Cebu + online

1 location
  • SM Seaside City Cebu
Min spend
₱5,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Jul 31, 2027View on Metrobank site ↗
Metrobank
Cebu only
20%OFF

Grit Fitness Gym

20% OFF membership packages + FREE card; 10% OFF personal training

📍 Cebu City

1 location
  • A-Strip Building, V. Rama Ave.
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
BPI
Cebu only
20%OFF

El Viento (Marco Polo Plaza Cebu)

20% OFF à la carte

📍 Cebu City

1 location
  • Marco Polo Plaza Cebu
Min spend
₱2,000
Max bill
₱8,000
When
Blackout: Mother's Day, Father's Day, Dec 24-25, Dec 31
Cards
BPI credit and debit cards, Robinsons Bank credit and debit cards
Notes

Reservation required.

Until Dec 30, 2026View on BPI site ↗
BPI
Cebu only
20%OFF

Cafe Marco (Marco Polo Plaza Cebu)

20% OFF à la carte

📍 Cebu City

1 location
  • Marco Polo Plaza Cebu
Min spend
₱2,000
Max bill
₱8,000
When
Blackout: Mother's Day, Father's Day, Dec 24-25, Dec 31
Cards
BPI credit and debit cards, Robinsons Bank credit and debit cards
Notes

Reservation required. Dine-in and take-out.

Until Dec 30, 2026View on BPI site ↗
BPI
Cebu only
20%OFF

Hai Shin Lou (Marco Polo Plaza Cebu)

20% OFF à la carte

📍 Cebu City

1 location
  • Marco Polo Plaza Cebu, Apas
Min spend
₱2,000
When
Blackout: Mother's Day, Father's Day, Dec 24-25, Dec 31
Cards
BPI credit and debit cards, Robinsons Bank credit and debit cards
Until Dec 30, 2026View on BPI site ↗
China Bank
Nationwide
20%OFF

Cherry Roam eSIM

20% OFF eSIM purchases and top-ups

📍 Online

Cards
China Bank credit and debit cards
Notes

Code CBC20OFF. Once per day per cardholder.

Until Dec 31, 2026View on China Bank site ↗
BPI
Cebu only
20%OFF

Marco Polo Plaza Cebu (rooms)

20% OFF Best Available Rate

📍 Cebu City

1 location
  • Cebu Veterans Drive, Nivel Hills, Apas, Cebu City
Stay by
Feb 14, 2027
Cards
BPI credit and debit cards, Robinsons Bank credit and debit cards
Notes

Prepaid and non-refundable.

Until Jan 14, 2027View on BPI site ↗
Metrobank
Cebu only
20%OFF

Savoy Café (Savoy Hotel Mactan)

20% OFF total bill (excl. alcoholic drinks)

📍 Lapu-Lapu / Mactan

1 location
  • Savoy Hotel Mactan, Mactan Newtown, Lapu-Lapu City
Min spend
None
When
Daily, no blackout dates
Cards
Most Metrobank credit cards, PSBank Mastercard, Metrobank debit and prepaid. Excludes corporate, dollar and dealer-financing cards.
Until Jan 31, 2027View on Metrobank site ↗
Metrobank
Cebu only
15%OFF

TA KAPI

15% OFF food and drinks

📍 Cebu City (IT Park)

1 location
  • Calyx Bldg., W. Geonzon St., I.T. Park
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
15%OFF

Cafe Barrio House

15% OFF total bill

📍 Cebu City / Lapu-Lapu

2 locations
  • Talamban
  • Looc
Min spend
₱1,500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
15%OFF

The Skinny Baker

15% OFF food and drinks

📍 Cebu City

1 location
  • Unit 207, One Tree Plaza Hotel, R. Duterte St.
Min spend
₱1,500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Nationwide
15%OFF

Nabe Unlimited Japanese Hotpot

15% OFF total bill

📍 Astra Centre, Cebu

1 location
  • Astra Centre, Cebu
Min spend
₱2,500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Nationwide
Up to15%OFF

Columbia Sportswear

Up to 15% OFF

📍 Cebu branches

2 locations
  • SM City Cebu
  • SM Seaside City Cebu
Min spend
₱5,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Dec 31, 2026View on Metrobank site ↗
Metrobank
Nationwide
B1G1

Eye Society

Buy 1 Get 1 FREE + 15% OFF

📍 NUSTAR, Cebu City

2 locations
  • Eye Society NUSTAR
  • Eye Society NUSTAR Casino
Min spend
₱4,000
Cards
Most Metrobank credit cards and PSBank Credit Mastercard. Excludes corporate and dollar cards.
Until Dec 31, 2026View on Metrobank site ↗
China Bank
Nationwide
B1G1

Vision Express & Eye Society

Buy 1 Get 1 FREE eyewear, or 15% OFF frames and lenses

📍 All branches nationwide, incl. Cebu

Min spend
₱4,000
Cards
China Bank credit and debit cards
Until Dec 31, 2026View on China Bank site ↗
Metrobank
Nationwide29 days left
Up to10%OFF

Fully Booked

Up to 10% OFF D-coded items, in-store and online

📍 Fully Booked stores + online

Min spend
₱1,500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Oct 31, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Chikaan Cebuano Kitchen

10% OFF

📍 Metro Cebu

Also with:
  • BPI: 10% OFF, until Jan 31, 2027
  • RCBC: 10% OFF, until May 31, 2027
6 locations
  • Mactan Promenade
  • Robinsons Galleria Cebu
  • Ayala Center Cebu
  • SM Cebu
  • SM Seaside City Cebu
  • + other Cebu branches (10 total)
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank, prepaid, PRIME debit. Excludes corporate, dollar and ON Mastercard.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Pukot Kitchen

10% OFF total bill

📍 Cebu City (Banilad)

1 location
  • #4 Adelfa St., El Dorado Subd., Banilad
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Stone & Pebble Café

10% OFF food and drinks

📍 Cebu City

1 location
  • Baseline Centre, Juana Osmeña St.
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Brique Modern Kitchen

10% OFF

📍 Cebu City

Also with:
  • RCBC: 10% OFF, until May 31, 2027
4 locations
  • Robinsons Galleria Cebu L1
  • Ayala Center Cebu L4
  • SM Seaside City L3
  • R. Arcenas St., Banawa
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Sutukil by the Bay

10% OFF

📍 Cebu City

Also with:
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • SM Seaside City Cebu
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Da-In Korean Restaurant

10% OFF

📍 Cebu City

Also with:
  • BPI: 10% OFF, until Jan 31, 2027
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • 42 Salinas Dr., Lahug
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

FoodLab by Creative Cuisine Group

10% OFF

📍 Cebu City

Also with:
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • El Dorado Subd., Banilad
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Ettas Cucina + Bar

10% OFF

📍 Cebu City

Also with:
  • BPI: 10% OFF, until Jan 31, 2027
  • RCBC: 10% OFF, until May 31, 2027
2 locations
  • R. Arcenas St., Banawa
  • SM J Mall
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Loca Kitchen + Cafe

10% OFF

📍 Cebu City

Also with:
  • BPI: 10% OFF, until Jan 31, 2027
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • L3 Mountain Wing, SM Seaside City Cebu
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Chika-Chon

10% OFF

📍 Cebu City

Also with:
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • 42 Salinas Dr., Lahug
Min spend
₱2,000
Max discount
₱500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Parola Seaview Restaurant

10% OFF

📍 Cordova / Danao / Naga

Also with:
  • RCBC: 10% OFF, until May 31, 2027
3 locations
  • Cordova
  • Danao
  • City of Naga Boardwalk
Min spend
₱2,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

Precious Brew Cafe

10% OFF food and drinks

📍 Mandaue

2 locations
  • Hernan Cortes St.
  • A.S. Fortuna St.
Min spend
₱1,500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

IWrap

10% OFF all services

📍 Mandaue

1 location
  • Bridges Town Square, Plaridel St., Alang-alang
Min spend
₱8,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
10%OFF

ANTHILL Fabric Gallery

10% OFF all items

📍 Cebu City (Lahug)

1 location
  • Pedro Calomarde St. cor. Acacia St., Gorordo Ave.
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
BPI
Cebu only
10%OFF

Ettas Cucina + Bar

10% OFF

📍 Cebu City / Mandaue

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • RCBC: 10% OFF, until May 31, 2027
3 locations
  • R. Arcenas St., Banawa
  • Mandani Bay Boardwalk, Mandaue
  • SM J Mall
Min spend
₱2,000
Max discount
₱500
When
Not valid on holidays
Cards
BPI credit and debit cards
Until Jan 31, 2027View on BPI site ↗
BPI
Cebu only
10%OFF

Da In Korean Restaurant

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • 42 Salinas Drive, Cebu City
Min spend
₱2,000
Max discount
₱500
When
Not valid on holidays
Cards
BPI credit and debit cards
Until Jan 31, 2027View on BPI site ↗
BPI
Cebu only
10%OFF

Loca Kitchen + Cafe

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • RCBC: 10% OFF, until May 31, 2027
1 location
  • L3 Mountain Wing, SM Seaside City Cebu
Min spend
₱2,000
Max discount
₱500
When
Not valid on holidays
Cards
BPI credit and debit cards
Until Jan 31, 2027View on BPI site ↗
BPI
Cebu only
10%OFF

Chika-an Cebuano Kitchen

10% OFF

📍 Metro Cebu

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • RCBC: 10% OFF, until May 31, 2027
Min spend
₱2,000
Max discount
₱500
Cards
BPI credit and debit cards
Notes

Dine-in and take-out.

Until Jan 31, 2027View on BPI site ↗
RCBC
Cebu only
10%OFF

Ettas Cucina + Bar

10% OFF

📍 Cebu City / Mandaue

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • BPI: 10% OFF, until Jan 31, 2027
3 locations
  • R. Arcenas St., Banawa
  • SM J Mall
  • Mandani Bay Boardwalk
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Chika-Chon

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
1 location
  • 42 Salinas Dr., Cebu City
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Sutukil by the Bay

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
1 location
  • L3 Mountain Wing, SM Seaside City Cebu
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Loca Kitchen + Cafe

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • BPI: 10% OFF, until Jan 31, 2027
1 location
  • L3 Mountain Wing, SM Seaside City Cebu
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Foodlab by Creative Cuisine Group

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
1 location
  • El Dorado Subd., Banilad, Cebu City
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Da-In Korean Restaurant

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • BPI: 10% OFF, until Jan 31, 2027
1 location
  • 42 Salinas Dr., Cebu City
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Parola Seaview Restaurant

10% OFF

📍 Cordova / Danao / Naga

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
3 locations
  • Roro Port, Cordova
  • Sands Gateway, Danao City
  • City of Naga Boardwalk
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Brique Modern Kitchen

10% OFF

📍 Cebu City

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
5 locations
  • Robinsons Galleria Cebu L1
  • Ayala Center Cebu L4
  • SM Seaside City L3
  • R. Arcenas St., Banawa
  • Ayala Malls Central Bloc
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
RCBC
Cebu only
10%OFF

Chika-an Cebuano Kitchen

10% OFF

📍 Metro Cebu

Also with:
  • Metrobank: 10% OFF, until Nov 30, 2026
  • BPI: 10% OFF, until Jan 31, 2027
10 locations
  • Mactan Promenade
  • Robinsons Galleria Cebu
  • Parkmall
  • Ayala Center Cebu
  • Il Corso
  • SM Cebu
  • SM Seaside
  • SM Consolacion
  • The Outlets at MeZ2
  • Patria de Cebu
Min spend
₱2,000
Max discount
₱500
Cards
All RCBC credit cards
Until May 31, 2027View on RCBC site ↗
HSBC
Nationwide
Up to7%OFF

Agoda

Up to 7% OFF hotels worldwide

📍 Online

Also with:
  • BDO: 6% OFF hotels worldwide, until Feb 28, 2027
  • RCBC: Stay 3 nights, pay 2, until Dec 31, 2026
Cards
HSBC Visa credit cards
Notes

Book through agoda.com/visaph.

Until Mar 31, 2029View on HSBC site ↗
BDO
Nationwide
6%OFF

Agoda

6% OFF hotels worldwide

📍 Online

Also with:
  • RCBC: Stay 3 nights, pay 2, until Dec 31, 2026
  • HSBC: Up to 7% OFF hotels worldwide, until Mar 31, 2029
Stay by
May 31, 2028
Cards
BDO credit cards (all brands) and BDO Mastercard/Visa debit cards
Notes

Book through agoda.com/bdo. Bookings on the main Agoda site or app do not qualify. Only for hotels with the "Promo Eligible" banner.

Until Feb 28, 2027View on BDO site ↗
Metrobank
Nationwide29 days left
FREE

Yves Rocher

FREE Anti-Hair Loss Shampoo

📍 Cebu branches

6 locations
  • SM Seaside City Cebu
  • SM City Cebu
  • Ayala Malls Central Bloc
  • Ayala Center Cebu
  • SM J Mall
  • Galleria Cebu
Min spend
₱2,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Oct 31, 2026View on Metrobank site ↗
Metrobank
Nationwide29 days left
₱100 OFF

TikTok Shop

₱100 OFF every Friday

📍 Online

Min spend
₱1,000
When
Fridays only, up to 4x a month
Cards
Most Metrobank credit cards and PSBank Credit Mastercard. Excludes corporate and dollar cards.
Notes

Straight (non-installment) payments only.

Until Oct 31, 2026View on Metrobank site ↗
RCBC
Nationwide
₱5,000 back

Everyday Spend Cashback

Up to ₱5,000 cashback on groceries, dining, gas, drugstores, airlines and bills

📍 Anywhere

Min spend
₱15,000
Cards
RCBC Classic and Gold cards (incl. Flex and YGC Rewards Plus)
Notes

Register first through the promo portal using the code sent by SMS/email. Max ₱2,500 cashback per batch.

Until Nov 15, 2026View on RCBC site ↗
BPI
Nationwide
₱300 eGCs

Spend and Spark Rewards

Up to ₱300 in eGCs for card spend

📍 Participating merchants in the Oh My Deals! app

Min spend
₱5,000
Cards
BPI Amore, Edge, Gold, Platinum, Rewards, Signature, Petron BPI and Robinsons Cashback cards
Notes

Tap "Join Now" in the Oh My Deals! app first. Rewards: ₱5K spend = ₱50, up to ₱50K spend = ₱300.

Until Nov 25, 2026View on BPI site ↗
Metrobank
Cebu only
FREE

100% Café

FREE slice of Burnt Basque Cheesecake

📍 Cebu City

1 location
  • The Excelsior Tower, R. Duterte St.
Min spend
₱1,500
Max discount
₱210
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
FREE

Draft Punk Craft Café

FREE Panna Cotta or Leche Flan

📍 Cebu City

1 location
  • Mango Square
Min spend
₱2,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
FREE

Marina Seaview Restaurant

FREE mini cake

📍 Lapu-Lapu

1 location
  • MEPZ 1, Brgy. Ibo, Lapu-Lapu City
Min spend
₱1,500
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
FREE

Volté Specialty Café

FREE drink (coffee or kocha)

📍 Cebu City

1 location
  • Cardinal Rosales Ave.
Min spend
₱2,000
Max discount
₱240
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
FREE

Kitchen Lemon

FREE brewed coffee or mocktail

📍 Cebu City

1 location
  • I1 Building, Jose Maria Del Mar St.
Min spend
₱2,500
Max discount
₱250
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
FREE

Pearl Medical Aesthetics + Laser

FREE SSF Pro (₱7,000) or Madonna (₱10,000) treatment

📍 Cebu City

1 location
  • 7/F MSY Tower
Min spend
₱50,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Cebu only
FREE

Beausthetics Aesthetics

FREE 30-min BeauTone Sculpt session + 1 free session per ₱10,000 spend

📍 Cebu City

1 location
  • G/F The Trillium Residences, 17 Molave St.
Min spend
₱10,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Nov 30, 2026View on Metrobank site ↗
Metrobank
Nationwide
FREE

Shiseido

FREE Ultimune sample

📍 Cebu branches

2 locations
  • Ayala Center Cebu
  • SM Store Cebu
Min spend
₱5,000
Cards
Most Metrobank credit cards, PSBank Credit Mastercard, Metrobank Prime Debit and Prepaid.
Until Dec 31, 2026View on Metrobank site ↗
Metrobank
Nationwide
₱2,500 OFF

Trip.com

₱2,500 OFF flights or hotels

📍 Online

Also with:
  • RCBC: New users: ₱700 OFF hotels, ₱250 OFF flights. Existing: 5% OFF hotels, 1.5% OFF flights, until Dec 31, 2026
Min spend
₱15,000
Cards
Most Metrobank credit cards and PSBank Credit Mastercard. Excludes corporate and dollar cards.
Notes

Codes: MBTRIPFLYQ4 (flights), MBTRIPHTLQ4 (hotels). Limited to 262 redemptions each, once per Trip.com account. Travel until Dec 31, 2027.

Until Dec 31, 2026View on Metrobank site ↗
Metrobank
Nationwide
₱2,000 OFF

Temu

Up to ₱2,000 in coupons

📍 Online

Cards
Most Metrobank credit cards and PSBank Credit Mastercard. Excludes corporate and dollar cards.
Notes

Referral code mhere2026. New users get 50% OFF (max ₱1,100). Coupons expire 24 hours after you receive them. One qualifying purchase per user.

Until Dec 31, 2026View on Metrobank site ↗
RCBC
Nationwide
₱700 OFF

Trip.com

New users: ₱700 OFF hotels, ₱250 OFF flights. Existing: 5% OFF hotels, 1.5% OFF flights

📍 Online

Also with:
  • Metrobank: ₱2,500 OFF flights or hotels, until Dec 31, 2026
Min spend
₱10,000
Cards
RCBC credit and debit cards
Notes

Book via ph.trip.com/w/rcbcph. Codes: RCBCHOTELNEW / RCBCFLIGHTNEW (new), RCBCHOTEL / RCBCFLIGHTS (existing).

Until Dec 31, 2026View on RCBC site ↗
RCBC
Nationwide
₱200 OFF

ZALORA

₱200 OFF (new customers) or free shipping (existing)

📍 Online

Also with:
  • BPI: ₱200 OFF (new customers) or free shipping (existing), until Jan 31, 2027
Min spend
₱850
Cards
All RCBC credit cards
Notes

Code RCBC2026. New customers: ₱3,000 min. Existing: ₱850 min.

Until Dec 31, 2026View on RCBC site ↗
RCBC
Nationwide
3 for 2

Agoda

Stay 3 nights, pay 2

📍 Online

Also with:
  • BDO: 6% OFF hotels worldwide, until Feb 28, 2027
  • HSBC: Up to 7% OFF hotels worldwide, until Mar 31, 2029
Stay by
Dec 31, 2027
Cards
RCBC Visa Infinite only
Notes

Book through agoda.com/VisaInfinitePH.

Until Dec 31, 2026View on RCBC site ↗
BPI
Nationwide
₱200 OFF

ZALORA

₱200 OFF (new customers) or free shipping (existing)

📍 Online

Also with:
  • RCBC: ₱200 OFF (new customers) or free shipping (existing), until Dec 31, 2026
Min spend
₱850
Cards
Most BPI credit cards and BPI debit cards
Notes

Code BPI2026 (straight) or BPI2026INS (installment). New customers: ₱3,000 min. Existing customers: ₱850 min for free shipping up to ₱149.

Until Jan 31, 2027View on BPI site ↗

No deals found for these banks

When the list was last checked, these banks had no active credit card promos we could confirm for Cebu or nationwide. Their promo pages are linked in case something new is posted.

UnionBank ↗Security Bank ↗EastWest ↗PNB ↗Maybank ↗AUB ↗

Cebu credit card deals: common questions

Which bank has the most credit card discounts in Cebu right now?

As of Oct 2, 2026, Metrobank has the most, with 41 active deals you can use in Cebu. It's followed by RCBC (17), BPI (11), BDO (5), China Bank (2) and HSBC (1). UnionBank, Security Bank, EastWest, PNB, Maybank and AUB had no active credit card deals we could confirm for Cebu.

What are the biggest credit card discounts in Cebu?

The biggest Cebu-only discounts right now are up to 50% off at The Abaca Group (BDO), 50% off at The Noble Cebu Hotel (BPI), up to 50% off at Jpark Island Resort & Waterpark (RCBC), 50% off at Badian Island Wellness Resort (RCBC) and up to 41% off at Mövenpick Hotel Mactan Island Cebu (Metrobank). Each deal has its own minimum spend, card list and blackout dates, so check the bank's page before you go.

Which Cebu restaurants have credit card discounts with more than one bank?

Chikaan Cebuano Kitchen, Brique Modern Kitchen, Sutukil by the Bay, Da-In Korean Restaurant, FoodLab by Creative Cuisine Group and Ettas Cucina + Bar have discounts with more than one bank. Most are 10% off with a ₱2,000 minimum spend (max ₱500 off), so pick whichever card you have, or the one whose promo runs longer.

Are there hotel and staycation deals in Cebu for credit card holders?

Yes. Current hotel deals include bai Hotel Cebu (BDO, up to 40% off), Mövenpick Hotel Mactan Island Cebu (Metrobank, up to 41% off), Marco Polo Plaza Cebu (BPI, 20% off), The Noble Cebu Hotel (BPI, 50% off), Jpark Island Resort & Waterpark (RCBC, up to 50% off), Badian Island Wellness Resort (RCBC, 50% off) and Tambuli Seaside Resort and Spa (RCBC, up to 35% off). Most require booking ahead and have blackout dates around holidays.

Can I use nationwide credit card promos in Cebu?

Yes. 27 nationwide promos work in Cebu, either at Cebu branches of chains like Waterfront Hotels, Max's Restaurant, Domino's Pizza, LAC, Yves Rocher and Columbia Sportswear, or online, like Agoda (BDO), Trip.com (Metrobank), Temu (Metrobank), TikTok Shop (Metrobank) and ZALORA (BPI). Filter by "Nationwide" to see them.

Where does this list come from, and how current is it?

Every deal comes from the bank's official website and links back to it. The list was last checked on Oct 2, 2026. Expired deals disappear on their end date automatically. Promos can still end early, so always confirm with the merchant.

About this list